The Payment Methods Available Here at Radiance Dental- Chesterfield, MO

The Payment Methods Available Here

The persistent idea that dental treatments cost a small fortune has kept many people from seeking oral care. Our office in Chesterfield, Missouri, has made available different payment alternatives, all of which are thoroughly explained below.

Our clients can choose from a range of payment methods for our dental services. The preference of many patients is cash payment; although, some customers also pay with credit cards. Many dental procedures are also covered under dental insurance plans.

Different payment methods are available at Radiance Dental in Chesterfield, Missouri. Listed below are some brief details of the alternative methods available.

Cash

Approximately 42% of all dentistry payments are made in cash and direct payments. Many patients find it convenient to pay in cash. It is also common for patients to pay for half of their treatment in cash and have the remaining portion covered through their insurance provider. This should be approved by the insurance provider before beginning your procedure.

Credit Cards

Today, many people prefer paying with their credit cards rather than any other payment method. Thousands of credit card transactions are made each minute around the world, with their uses range from paying for clothes to airfare to medical procedures. Several credit card companies offer many attractive benefits on transactions. Paying for dental services through credit cards not only fixes your dental hygiene, but can also help improve your credit. The two most common dental treatments that are paid for with credit cards are cosmetic treatments and surgeries such as extractions.

We accept the majority of credit cards to provide maximum convenience to our patients.

Personal Checks

Paying by personal check has become an outdated method of payment, and not many service providers accept personal checks anymore. It is recommended that you verify if a dental office accepts this form of payment before the appointment.

Some people assume that paying with a check is a long process, but in reality it is not. Should you need to use a personal check or make a bank transfer, our office will be happy to provide you with all the necessary details needed.  These may include the receiver’s name, account number, etc.

CareCredit

Our office accepts CareCredit, a healthcare credit card that is used to pay for out-of-pocket expenses not covered by dental insurance. CareCredit is subject to credit approval, but once you are accepted, you can use it again and again. CareCredit is a great option if you're on a budget, in that you can pay for your dental expenses in installments. Ask us about CareCredit today! Applying is easy, and we are here to answer any questions.

Apply for CareCredit

Insurance

Medical insurance is definitely an important tool for effectively managing your budget. Insurance companies cover many of your health expenses, saving you from paying out of your pocket. Dental insurance is also a type of medical coverage that provides coverage for certain dental expenses. It can be offered as a part of the overall medical indemnity or as a separate policy. To better assist patients, our office in Chesterfield, Missouri also processes treatment compensations through dental insurance.

Since this payment method has certain requirements, it is recommended that patients contact their dental insurance providers prior to beginning any treatment.

It is important to make sure your insurance plan is currently active. Many polices enter into effect several months after your application approval. You are also advised to confirm that the treatment you will be receiving is covered by your insurance company.

In addition to clarifying coverage with your dental insurance provider, it is also recommended that you confirm with our office that we accept your insurance provider’s coverage. Some insurance agencies are not registered with us.

In some cases, your insurance may allow you to pay in cash, and then offer a reimbursement after the appointment.

Many individuals find it difficult to understand insurance payments. In order to understand more about insurance payments, you can contact us at Radiance Dental in Chesterfield, Missouri. You can ask all of your questions related to insurance payments, and we make sure to answer them.

Many individuals find it difficult to understand insurance payments. In order to understand more about insurance payments, you can contact us at  Radiance Dental in Chesterfield, Missouri. You can ask all of your questions related to insurance payments, and we make sure to answer them.

We also have Care Credit services available at our office. This allows you to pay for your dental services with a flexible payment plan option.  

If you would like to schedule an appointment, feel free to call us or visit our office today.

We hope to have cleared up any doubts you may have had concerning the available payment methods.